I stopped a phishing attack cold by making one simple phone call.
Last month, I got an email from what looked like my bank's fraud department, telling me to click a link and verify a weird charge. The email looked perfect, same logo and everything. Instead of clicking, I found the real customer service number on the back of my actual debit card and called them directly. The agent confirmed it was a fake email in about 30 seconds. The scammers had even copied the bank's real phone number in the email, but changed one digit. My trick is to never trust contact info inside a suspicious message. Go find the real number or website yourself, from a source you already know is good. It takes two extra minutes but it works. Has anyone else caught a fake by just picking up the phone?