I was looking at a report from the local real estate board and it said the typical first time buyer here puts down 8%. I always heard you needed 20% to even get started. This was from data for the last six months in Portland. It makes me wonder if I've been saving too much before even looking. Has anyone else bought a place with a down payment under 10% recently?
I learned that scheduling inspections during the week can save you cash, but does it really make a difference in the quality?
Thought I could handle all the boxes myself. Wrong. Threw out my back on day two. Now I'm stuck on the couch in my new place. First lesson: rent a dolly or get help. Your body will thank you.
When I was buying my first home, the inspection missed a broken seal on the patio door. I saw it myself but didn't say anything because I worried the deal would fall through. Now I wonder if I should have been more honest. It's a gray area, right? What would you have done?
Starting my home search soon and want to get pre-approved so I'm ready to make offers. Who is good to work with?