I thought my bank's new security questions were just annoying

My bank added a step where they ask for a random word from a phrase I set up, like the third word from my 'secret sentence'. I thought it was a hassle for no reason until a friend in IT explained it stops bots that scrape answers from social media. He said a basic script can guess your first pet's name, but not the fifth word of a custom phrase. I set mine up six months ago and honestly, it's not that bad once you get used to it. Has anyone else had a bank or site roll out something like this that you ended up liking?

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1 Comment

johnson.faith20m ago

Hated the idea at first because it felt like another pointless hoop. My friend explained how it actually blocks automated attacks better than standard questions. Now I see it as a minor step for way better security.