A lot of new freelancers are setting their rates based on what they need to live, not what the work is worth
I see this all the time in online groups. Someone will say they charge $30 an hour because that's what they need to pay rent. I did the same thing when I started three years ago. The problem is clients don't care about your bills, they care about the value you bring. I raised my graphic design rates to $85 an hour after a client told me my work helped increase their sales. Now I get better projects. How did you figure out what to charge when you were starting out?