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Pro tip: my offset account quietly hit 10 grand and I nearly missed it
Checked my banking app on the train home to Parramatta last Tuesday and the offset balance was $10,240. I've been putting in $150 a fortnight on top of the minimum since we refinanced 14 months ago, and honestly it never felt like it was adding up to anything. That number cut about $9k off the life of our loan according to the bank's calculator, which is way more than I expected from such small amounts. Has anyone else been surprised by what their offset has built up just from small regular deposits?
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