Hot take: my loan paperwork used to live in a shoebox, now it's one folder on my laptop
For my first home loan back in 2018 I kept every statement and payslip in an actual shoebox under the bed, and when the broker in Parramatta asked for something I'd dig through it for 20 minutes. Last week I refinanced and everything went into one shared folder on my laptop, sorted by month, and the whole thing took maybe 15 minutes to send off. The shoebox weighed a kilo and I nearly tossed it in the bin by mistake when I was cleaning out the spare room. Does anyone else keep a scan of their old statements or do you just let the lender pull them?