Hit $5,000 in my emergency fund on a Wednesday, and it hit me how I used to live

John Murphy · 2026-10-31T16:05:04.0061+00:00

Back in 2019 I was putting groceries on a credit card and paying the minimum, and now I've got 5 grand sitting in a savings account at my local credit union in Spokane. Watching that number pass 5,000 felt strange, mostly because I remember being 23 and thinking a $500 cushion was rich. Does anyone else feel weird when the number they chased for so long finally shows up?

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Hit $5,000 in my emergency fund on a Wednesday, and it hit me how I used to live | Budgeting Wins - Chatter Central