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Unpopular opinion: I fixed my home loan rate by asking one blunt question
Called my lender in Brisbane last month just to ask what rate new customers were getting. Turns out it was 0.65% lower than mine and I had been sitting on it for two years. Said I was thinking about refinancing and they dropped it to match within a day, no paperwork drama. Cost me one phone call and saved about $310 a month. Has anyone else just asked straight out and gotten a better deal, or did you have to actually walk?
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