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Question about buying a car in Atlanta, dealer financing versus my credit union saved me $1,900
Last week I went to a dealership out in Chamblee to look at a used Camry and the finance guy pushed me hard on their in-house loan at 9.8 percent. I said give me a day, called my credit union in Decatur, and got approved at 5.4 percent on the same car. Running the numbers over 60 months, that gap came out to about $1,900 in interest I would have just handed over. Has anyone else here gotten a better rate somewhere local, or is 5.4 about as good as it gets around Atlanta right now?
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