How many times have you been in an airport and noticed people buying insurance before boarding a plane?  You might have thought about it for a minute and decided that the cost of your trip was pricey enough, without adding another expense.  The truth is that a cheap travel insurance is one of the smartest travel expenses you will have.  That inexpensive policy that you can buy in minutes on the Internet could save you a small fortune if your luggage is lost or you have an accident while traveling out of the country.  A few minutes spent getting this affordable protection will give you peace of mind, and that is priceless.