Out of the blue, out of a statistic textbook. That is how rare of a thing just happened to me. I step into the gas station to grab a drink and this semi goes off the road and turns my car into a fiber glass pancake. I didn’t even know that those things could move like that! Now I have to get a new car while I wait for the insurance that I assume this guy has to come through. Now I have two, not just one because that is boring and everyone has one, but TWO Car Loans. Can you even believe that?