I was at my friend’s house the other day watching television with him.  We try to hang out whenever we can, because we don’t have as much time as we used to now that we have careers and families.  So, we sat around, watched television, and talked.  One thing that we talked about was trading ETF’s.  I told my friend that it seemed like a sure thing, but he told me that it was anything but a sure thing.  He told me about an etf trend trading scam, and I was really bothered by it.  I’m glad that he told me, though, because he really saved me.