I am so excited and I now know what it feels to not have to worry about money! I have managed to pay my credit card off, buy my first home and get married all in a two year time frame. It was not easy, but when you want something bad enough you work at it. I was not about to spend the rest of my life worried about debt. I wanted to be able to enjoy life for change. Once I made that decision, I read everything I could get my hands on. I even signed up for a newsletter about how to get debt free. Things are working out better than I ever thought they could.