You know you need to do it. You know it’s important. So why are you ignoring it? Why are you feeling so immortal all of the sudden? Look, if you have a wife and/or children you need to think about getting Life Insurance. It’s too important of a thing to just leave up to chance. If something tragic happens your family is going to need money to keep on going. At least make a promise to yourself that you will see someone about getting the right type of insurance. Sure, nothing will probably happen, but you need to make sure your family is taken care of just in case.