I’ll share one guaranteed step for anyone to get the most affordable auto insurance rates for their profile and requirements: If you maintain collision and/or comprehensive for an old car which isn’t a classic, then you’re paying much more than you should. This is because you are compensated based on what is referred to the Kelly Blue Book value of your car at the time you file a claim. So, you’ll paid nothing if that book says that your vehicle isn’t worth a dime at the time of a claim.

Do the smart thing and drop both of them from your auto insurance policy. This simple step will give you much savings and not compromise you at the same time.